An AI that understands your life, manages your money, remembers what matters, and helps you make better decisions.
Life Score
82
+4 vs last week
Monthly balance
+€1.240
Under budget · 3 leaks found
Active streak
12
habits · keep going
AI insight · now
You can afford that Lisbon weekend: you're 18% under budget and 3 weeks from your target.
A proactive intelligence that remembers, analyzes and anticipates. Not a chatbot.
"Can I afford this?" "Is it worth it?" An honest answer grounded in your real money and goals.
Waste, forgotten subscriptions, spending patterns. See your money the way your AI sees it.
Receipts, warranties, deadlines, personal info. The AI remembers for you, when you need it.
Renewals, deadlines, proactive nudges. Always a step ahead of you.
No noise. Just the signal you need.
A 2-minute onboarding: goals, money, habits. That's the whole setup.
Your Chief of Staff reads your context and looks for patterns, waste, wins.
Proactive insights, honest answers. You stay in charge.
Every section has a precise role. Here's the full map of the app.
Your personalized AI briefing: what matters today, priorities, recent spending, reminders.
Open Today each morning. Tap 'Refresh' to regenerate the briefing when your day changes.
Your AI's long-term memory. Save who you are, what matters, preferences and context.
Add memories (e.g. 'I prefer low-cost travel'). The AI will use them in every response.
Your financial brain: transactions, budgets, recurring spend, AI analysis of your money.
Log income/expenses and budgets. Ask the AI for insights on spending patterns.
Encrypted vault for documents: receipts, warranties, contracts, important personal data.
Upload PDFs/images. The AI generates a searchable summary for each document.
Define goals with deadlines, milestones, progress. The AI proposes an action plan.
Create a goal, then tap 'Generate AI plan' to break it into concrete steps.
Daily tasks and weekly planning. The AI reorders priorities based on your context.
Add tasks, then tap 'Plan my day' to get the optimal order.
Habit tracker with streaks, reflection journal and pattern insights.
Log completed habits every day. Add notes for reflections.
'Should I buy this? Can I afford it?' — AI returns a Yes/No/Wait verdict with reasons.
Describe what you're deciding (price, importance, alternatives) and get a structured verdict.
The AI scans your data and suggests small high-impact actions (renewals, deadlines, waste).
Review the list, mark 'done' or 'dismiss'. Come back every few days for a refresh.
Life simulations: 'What if I change jobs? What if I save €200/mo?' — AI projections.
Describe a scenario, AI estimates impact at 6/12/24 months with pros and cons.
Personalized AI insights feed on life, finance and progress.
Revisit when you need direction.
How the AI sees you: values, priorities, decision style.
Edit to fine-tune personalization.
Wishlist with affordability check: sustainable now or better to wait?
Add items with price; AI evaluates against your budget.
Your life's important-events timeline, generated from your data.
Browse for context; add events manually.
AI digests and reminders (deadlines, renewals, opportunities).
Review calmly and archive when handled.
Invite friends: 3 confirmations = 1 free Premium month.
Copy the link and share.
Family plan: shared goals and budgets (contact us to enable).
See details; email support to enable.
Manage plan (Free, Premium, Family), billing and Stripe portal.
Update or cancel anytime.
Language, theme, privacy, data export and deletion (GDPR).
Configure as you like; your data is always exportable.
Admin panel: users, subscriptions, stats.
Visible only to Monvor AI admins.
Free for the essentials. Premium when it's worth it.
You own your data. Export or delete it anytime. The AI does not provide financial, legal or medical advice — only contextual analysis, memory and clarity.